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Charitable Remainder Annuity Trust

Gift Example

You are holding appreciated stock valued at $100,000 from which you receive a $1,000 dividend annually. You would like to reinvest for more income; however, you will owe a capital gains tax on $90,000 of profit if you do. Instead, you contribute the to a charitable annuity trust paying you and your spouse (ages 70 and 68) $5,000 annually.

What are the benefits?

Amount contributed

$100,000

Cost basis

$10,000

Capital gains tax avoided (90,000 x 15%)

$13,500

Annual income (fixed)

$5,000

Charitable deduction *

$40,328

Tax savings @ 33%

$13,308

Click here to calculate the benefits a Charitable Remainder Annuity Trust would give you.

Note: The Annuity Trust is not the only gift plan that pays you lifetime income. Compare its benefits with those of the unitrust and the gift annuity.


* This example is based on a factor that changes monthly. Contact our office for a personal illustration based on the latest rates.


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For more information

Email us, complete the personal illustration form, or contact the planned giving representative in your area so that we can assist you through every step of the process.

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